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This credit card is fine. My Dept. Store cards have high interest rates. The Merrick CC bill came on Saturday August 27 – due date Sept. 14. I made a payment on Saturday – that payment was taken out of our checking account today August 30, 2016. This card is like all the rest, follow the rules, make your payments and remember one way or another every bank and Credit Union will get you – unless you follow the rules. This card is Unsecured.


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