I have had this card since Feb 2016 and had my credit limit increased to $2500 from $1250. Have never had any issues with fees since I always pay it off on time every month. I have never paid any interest nor fees since I have it. I think it is a fairly good card to have with the exception that there is no rewards program. I will always be their customer as long as they want me to be. It has opened my doors to more rewarding cards such as Discover, Chase, Citi, BOA, Barclays, and combined credit limits of over $60 K in less than 2 years!!!
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