I think you are making a mistake . I have a Merrik CC and have had a great relationship with them even customer service. They raised my lmit without me even having to request. They are there to give you a second chance and have many people I don’t think they need to chase you. Don’t miss out on going with a good company that really is there to help you rebuild your life. Just pay on time and if you have a problem call customer service and they will help you with it.
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