It’s not a scam. I’ve been with them for over a year and a half. I too responded to the per-approved mail offer and that is how I got the credit card. I did the basic step (like you) and filled in the information. A few days later, they sent me the card. To the best of my knowledge, they did not say I was approved after filling in the info on there website. The card just sprung up and I was on the go. Trust me, Merrick bank is not a scam. They have treated me good, just like I’ve treated them.
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