I have had this card for 3 mos. Yes I had a 72$ annual fee when I opened the acct. but like many have said it takes a little sacrifice to get back on your feet. (I filed bankruptcy almost 2 yrs ago) I pay online with my bank acct. the payment clears in no more than 2 days. Interest fee’s are high but if you charge only what you can pay back at the end of the month you’ll never be charged interest. Use this card as a stepping stone to fix bad credit, with a little time and obedient spending you’ll be where you need to be in not time!
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