By: kimmyt
I had a Capital 1 card with a 400.00 limit and my ex- boyfriend got in to a car accident with our only vehicle and we had to rent a car so that i could get back and forth to work, the insurance company...
View ArticleBy: kimmyt
They have online statements and online paying they also have pay stations at a lot of the check cashing stores (check with your area)and the funds are credit to your account within 1-2 buissness days.
View ArticleBy: CyberCyd
I haven’t had my Merrick Bank Credit Card for very long, but so far so good. I must say I’m impressed with the expedient customer service on the phone as well as the English speaking personnel that...
View ArticleBy: amma
i have this merrick bank card which was a mail offer only once i got approved for capital one .. my credit score wasn’t the best i was def in the process of re building , however its funny that people...
View ArticleBy: Scott
Not a good experience. Card holder for 6 years. Added an annual fee that they bill monthly so if you don’t overpay you always have a balance that they can charge interest on. Second they will hold...
View ArticleBy: LYLE
just don’t have a dispute with them, they are not helpful in anyway. they even make hard to make a payment at that time. i am old and have fought through divorse and lose of business and i don’t feel i...
View ArticleBy: Chuck
In Dec. of 2009 I was told I would have an annual fee, but that there was nothing wrong with my account. I am not sure why some are charged a fee and others not—even on newer accounts it seems that...
View ArticleBy: Hope
I’ve got both capitol one & merrick, I’m pleased with both, I started out with bad credit, but if you don’t put a lot on the card, and you pay it off quick, you will get an increase every 6months,...
View ArticleBy: Richard
I must say that I have had a good experience with them. They gave me a secured card which I have had for a 5 years. I had one small issue of them closing my account when I opened other cards, they got...
View ArticleBy: Gayle
I have had this card for 3 mos. Yes I had a 72$ annual fee when I opened the acct. but like many have said it takes a little sacrifice to get back on your feet. (I filed bankruptcy almost 2 yrs ago) I...
View ArticleBy: gojo
Thanks guys..both good and bad reviews have helped me to decide that Merrick Bank’s Credit Card is NOT for me..I’ll stick to my Cap one card. They have given me a great rate and no APR on their...
View ArticleBy: Grace
I have had my merrick card for over 1 year now. 2x I have made payments well before the due date and they hold my payments even though they are cleared by the bank and w/ merrick. I called to ask why...
View ArticleBy: I got one
This credit card helped me reestablish my credit. Sure the interest rates are high and I am paying $3 a month for the annual fee but I don’t use it as often only for emergency purposes.
View ArticleBy: jboogie
I got a Merrick Bank card about 6 months ago and its been a breeze for me! I’ve used it for several things and have paid the bill on-time each and every month on-line through my checking. I’ve also had...
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By: Antijeff
Not sure if Jeff is biased but his post reads like a political talking point; rife with deception. It is well established here that Merrick likes to charge monthly fees to their customers even longtime...
View ArticleBy: Jackie
Do not use this company. I did originally get this card after a bankruptcy years ago. We recently made a large payment, over $600 and accidentally put in the wrong bank account number for payment. The...
View ArticleBy: Jackie
You have no idea what you are talking about. Sometimes credit cards actually suck, and this is one of them. I have excellent credit and am not a bad risk.
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By: Rebekah
I use Merrick bank and I think this is a great one to make young college kids to get, set the limit at 500 a month, because Merrick Bank does have very helpful people that work there and will walk you...
View ArticleBy: Richard
That might be the last credit limit increase you get with that Capone card. It sounds to me like that was their credit step program.I have waited two years for a credit limit increase from them....
View ArticleBy: Richard
I don’t know why there is such negativity towards them. I have never had any major problems with them. I have found that in many cases those who post negative things are themselves at fault, especially...
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