Funny thing. I have a Merrick Bank credit card and I pay it off every month before it’s due and for some strange reason as soon as it’s paid off I look at the balance and there’s always a small amount that somehow is still owed on it. I look to see what it is and it’s Finance Charge. I thought if you paid off your balance within the 30 days you don’t pay finance charge. Well, not the case. I then reviewed all my statements and apparently I have paid finance charge every month I used the card and paid it off. BEWARE!!!
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