By: tbone
Credit does not mean free money. If you pay off balance every month nobody will charge you interest or fees. Rule of thumb is don’t charge anything you cant pay back in 30 days on any credit card. Use...
View ArticleBy: Mike
Great card and good service. I have been a customer about 3 years now. Not concern about the high interest, because the balance should be paid off monthly anyway. My payment always get credited...
View ArticleBy: Lenay Henkes
This is a credit card I have cut up. These company is the worst company I have ever dealt with. I pay my debt every pay day. Have gotten my due date changed, but as you know Feb. is a short month, and...
View ArticleBy: April
Funny thing. I have a Merrick Bank credit card and I pay it off every month before it’s due and for some strange reason as soon as it’s paid off I look at the balance and there’s always a small amount...
View ArticleBy: Stu
FYI for those who want to increase their secured Merrick credit line… the minimum increment is $50. I sent in a $35 check and it never posted, and customer service clarified today, this is why. I have...
View ArticleBy: EZ75
in order for you not to pay any finance charge you need to make sure is paid off in full before the end of the cycle…for example, if you charge something on the 24th of the month and your cycle end on...
View ArticleBy: EZ75
I’ve been experienced the same situation…tried to lower my APR and they said no. my limit was up to 2K; so, I ask them to lower the credit limit to 1K (since I didn’t wanted to close the account,...
View ArticleBy: LovingMe
Hi! I want to increase my limit. What address do I send the money to? Do I need to put a note in there to let them know it is for credit line increase. Thanks
View ArticleBy: Taye M
Merrickbank card is awesome. Yes the apr is hight but i have no fees from them what so ever. They gave me $1000 limit when other banks won’t give me a card at all. Or a card with a $350 limit with $90...
View ArticleBy: Charles
All cards say that on the back..This is a good card. I have had this card for 6 years not a bit of trouble…Pay on time and your as good as gold!! I pay all my credit cards the first week of the month....
View ArticleBy: Charles
It is not Merrick Bank fault!! It is YOURS!! A credit card does not belong on your lap!!
View ArticleBy: Epyonation
Good card. Have had it for a few years now. Easy to get. If you carry a low balance and pay off on time the limit will increase to a strong amount. Customer Service is average but now a days thats...
View ArticleBy: Christine Maltry
I just recently discussed this with them cause I was confused too!! I pay it off on time and a $4.00 balance keeps showing up, well, apparently, they charge a $4.00 a month annual fee!! Go figure!!
View ArticleBy: Denise
That is the most informative piece of information that is helpful. Thank You! I (like you) plan to pay off full amount every month, but knowing there is a finance charge even if you pay everything off...
View ArticleBy: Don
I read any credit card applications VERY carefully before I apply, there are too many that offer $300 for less than great credit, then charge $89 “enrollment fee”, $75 annual fee, blah blah blah. By...
View ArticleBy: Vince Waxler
Hey, just searching around some blogs, seems a pretty nice platform you might be using. I
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