By: EZ75

I’ve been experienced the same situation…tried to lower my APR and they said no. my limit was up to 2K; so, I ask them to lower the credit limit to 1K (since I didn’t wanted to close the account, because is not good); so, I use them as float account…for now I use them like that;
once I get another (better one) I will remove it as my float account, leave in zero and destroy it and eventually they will close it. is better to be close by them due to no activity.