Absolutely. Aside the fees I think it’s worth it the annual fee is less than 50. I did have an issue with a merchant dispute! Chase didn’t give me a hard time but Merrick sure did. I had to file a dispute with BBB just to get it resolved, I don’t call customer service on any of my bills…. Unless I have no other choice so other than this issue with the merchant I’m enjoying the card it serves its purpose but they aren’t very customer service oriented
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