By: Brett
Pros : I’ve had the regular Merrick Bank card for over year now…I’ve had no problems at all, they increased my credit line once, and my credit score has jumped quite a bit due to this card and one...
View ArticleBy: Lookn4CCs
Thanks for the “Blue Ocelots” statement, it gave a good laugh and given my situation, that helped me out a lot more than merrick bank.
View ArticleBy: Donna M
Kristi – I would not close it, simply stop using the card. the more credit showing on your report the easier it will be to other cards, loans or a mortgage. so if you have 5 cards with a total...
View ArticleBy: Anoymous
ATTENTION!!!! DO NOT get a credit card from MERRICK BANK!!! They are horrible people. They just want your money and will figure out any way to take it from you! It will never matter what you say...
View ArticleBy: emma
I have had them for several months now. I have never gone over, paid late, etc… I usually pay my bill a few days ahead of the due date or twice a month and pay it off. The app is simple, but does allow...
View ArticleBy: Rebel
I have recently acquired a CC thru MB and have made a huge mistake. I have paid my fees accordingly, even was going to pay more than required until I looked at my online statement. I made a payment...
View ArticleBy: CALI2ATLGirl
I have had this card for 4 months and have seen an improvement in my score. My transunion was a 487 and Equifax 550 when I applied. I agree the application process takes a long time but what do you...
View ArticleBy: Allen M
I received a Merrick offer and it sounded ok so I confirmed the offer and received my card no problem. I paid everything as agreed for 8 months and they doubled my credit limit. Here is where it gets...
View ArticleBy: D.J.
I refuse to take any card that charges me a annual fee to use their card. And I get this offer in the mail at time and I throw it right in the garbage. Something just does not strike me right with this...
View ArticleBy: George
I just rec’d an invitation, and was tempted. It clearly states on the back no annual fee, no account setup fee, no extra card fee. As I said I was very tempted. Initially reading the negative reviews I...
View ArticleBy: WhoGonChequeMeBoo
Absolutely. Aside the fees I think it’s worth it the annual fee is less than 50. I did have an issue with a merchant dispute! Chase didn’t give me a hard time but Merrick sure did. I had to file a...
View ArticleBy: WhoGonChequeMeBoo
You made a payment from a frozen checking account is what it sounds like because your message isn’t logical I’m only assuming that’s what happened because if you read your post it’s not exactly clear....
View ArticleBy: WhoGonChequeMeBoo
Ummmmmmm your “loan” made the mistake not Merrick Bank. This is what’s wrong with society people aren’t accountable. Merrick received a cash advance transaction they don’t question it. Your loan...
View ArticleBy: WhoGonChequeMeBoo
Your bank made the mistake not Merrick! You people are crazy complaining blame your bank pavement system not Merrick for their policy you are privy of prior to using the card what a joke
View ArticleBy: RT Gray
Hello Joan, and anyone who has had a bad experience with Merrick Bank Credit Cards. I would like to know if anyone knows of a class action suit being brought Merrick for their practices of payment and...
View ArticleBy: Rawl
I have a Merrick Bank credit card and I haven’t had any problems. Their customer service representatives have been nice and very helpful. They also recently increased my credit limit. So for me it’s...
View ArticleBy: Katherine
He clearly states his bank closed and opened a new account which he paid from. How is that his fault?
View ArticleBy: donna joyce
Stay away! I am so disgusted with their taking advantage of customers trying to build their credit (like me). Over 25% APR folks…. they’ll get you!
View ArticleBy: Unhappy in KY
I have had a card for 12+ years, never late, always paying well over minimum payments and my credit line went from $300. to over $5,000. Sounds great right? I thought I successfully paid on line my...
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