I was a Merrick Bank customer for over a year and I thought they were a little shady in the beginning but, they grew on me and I started to think very highly of them. I started out with a $700.00 credit limit and moved up to $1,400.00. I was paying faithfully and finally paid my balance in full. In the time that I had my Merrick Card I was working hard to rebuild my credit. I paid off and closed several low credit limit, high interest and high fee cards. So now, I have been accepted for 2 very good low APR % no fee cards and I think that I’m on the road to getting back to where I should be with my credit for my age. Well, out of the blue Merrick cancels my card with no notice. So, I get on the phone and call what is a poor excuse for customer service and get to try to speak to the most rude woman I’ve ever had the displeasure of being in contact with. Needless to say we resolved nothing. I never missed a payment and I was never late on a payment. Anyway,several days later they sent me a letter telling me that they cancelled my account because I applied for these other cards. I just don’t understand what they are thinking. Most people that I know carry several different credit cards.
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