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By: Richard

I too support them and how they are actually pretty good, they certainly are better than Capone!!!! I have suggested to both my sisters and my niece that they get this card. While I don’t now need a...

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By: Richard

You may never get another credit limit increase from Capone again. At least Merrick gives them! Mine has tripled since having the card. My 2 Capone cards have not gotten anything in 2 years. Figure it...

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By: CardAddicted

Merrick bank has been a good credit card issuer so far based on my experience. Their customer service was very helpful, one time I misplaced my credit card in the house and reported the card lost, they...

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By: SheilaWS

Perfect explanation. I have a $700 credit limit and I was at the limit. Each month, I had been making my minimum monthly payment. This month, I was able to pay off the whole balance. I noticed that the...

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By: SheilaWS

Hmmmmm, the woman I spoke with today sounded like she was from India, with a VERY heavy accent. I couldn’t understand her sometimes.

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By: SheilaWS

I agree with Bob. Even my own personal bank charges a fee for a lost or stolen debit and credit card. It’s standard.

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By: Fran A

My husband and I went through Chapter 7 bankruptcy April 2012 (unemployment, combined with medical bills, no health insurance). He got a Capitol One CC a month after and I received a Merrick Bank CC...

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By: Mad as hell

I was a Merrick Bank customer for over a year and I thought they were a little shady in the beginning but, they grew on me and I started to think very highly of them. I started out with a $700.00...

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By: Mike

Merrick is a great card with regular credit limit increases and US-based customer service. There are plenty of whiners on this board who didn’t pay their bill on time, went over their limit, paid with...

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By: Anthony

I have a merrick bank card and wish I didn’t. I have read the other comments and fully understand both the good and the bad. For those who are fortunate enough in this economy to stay in good standings...

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By: BamaMan

I’ve just received an offer for a Merrick Bank unsecured card, and my offer was for $1,250 limit with no annual fee, no setup fee, no additional-card fee, way better than what I’m seeing here. The...

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By: PhilipE14

It seems to me the criticisms are coming from people who did not adhere to the policies and/or do not understand how credit card companies operate. The thing that’s curious to me is that, for people...

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By: Allison P.

I have been all over the internet researching this Merrick company, I will not fall for this scam card, that is for sure!!!! This site obviously contains a bunch of FAKE good reviews to lesson the bad...

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By: Dr Hook

It’s too bad one unfortunate incident, by one employee has cast the whole company into such a poor light. Every business will have employees that will step “out of line” on occasion. I usually opt for...

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By: Dr Hook

I would say the best of companies will have those who will claim to have horror stories.

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By: Dr Hook

So if you paid the bill on time, there would be no late fees . . .hmm, I’m sorry, I don’t see your complaint as being valid.

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By: Dr Hook

Spot on.

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By: Dr Hook

So they are suppose to supply another card (with the incurred costs) for free??

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By: jc07026

The Merrick Credit card is a real credit card. I have one and it’s helping me build my credit. They start you low then increase your limit in time. I started out with $300 and now I have a $1600 limit.

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By: James

I’ve had a Merrick card for about 6 years. I used it to rebuild my credit after a bankruptcy. My initial introductory APR was 16% for 18 months, then it went up to 23%. The cash advance APR is...

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