It seems to me the criticisms are coming from people who did not adhere to the policies and/or do not understand how credit card companies operate. The thing that’s curious to me is that, for people rebuilding credit, and with a high interest rate, the apparent ease with which credit limits are increased would be an enticement to load more debt onto the card, which is how the credit card company makes its profit, so I don’t understand why people are excited about getting a credit limit increase – unless they are now in a better position to afford it and can pay off their balance due. Seems to me this is the kind of card to have as emergency back-up for unexpected high expenses.
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