be careful when setting up automatic payments. you only have two options, the minimum DUE ON STATEMENT, or the whole balance. this is not the same as the minimum payment. example my minimum payment was 39.00 on my statement, lets say between the statment and due date I send in a payment of 25.00, on the due date 39.00 will still draft from my account eventhough I’ve already paid $25, not $14 dollars. The customer service rep even explained it wrong. I went in and saw my minimum due was $68, I had sent in a payment of $58 dollars but the auto draft was still going to draft $126. Which I would not have expected, I would only expect the minimum CURRENTLY due to draft like the bill pay stated, but in a second place they go on the mention minimum due on statement. I believe this is intentional.
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