By: Karl
I paid my balance off and never had an annual fee. My balance was at$0.00. I never missed a payment and the other day I received a letter alert stating I was $11.00 past due. I thought what? Since I...
View ArticleBy: Karl
Right, no annual fee. Pay your balance off and watch wjat happens. Poof! Out of nowhere yoi will gwt an annual fee and they won’t alert you to tje fact until you have missed a payment. They are...
View ArticleBy: Barney Armstrong
Merrick has a policy of putting a hold on payments from 5 to 11 days. I made a 500 payment online which had cleared and been processed by my bank. When I tried to use the card to purchase an item 3...
View ArticleBy: Andy Door
They are a company big into recreational loans. I use them at work to get people loans for horse trailers that have credit issues.
View ArticleBy: k
be careful when setting up automatic payments. you only have two options, the minimum DUE ON STATEMENT, or the whole balance. this is not the same as the minimum payment. example my minimum payment was...
View ArticleBy: Anne
Thank you, good advice. I’m rebuilding my credit also and likewise need the boost in the credit amounts:)
View ArticleBy: Kevin
I’ve had them for several years. They were a card that I needed when no one would approve me. I started with a 300 limit now it’s at 3,250. (Kudos to them) Here’s the thing…. You pay your dues for past...
View ArticleBy: Moose
True, I have been happy with Merrick Bank and they are there in business for it but also to help you. They increased my limit from 600 to 1200 within less than a year and if you go paperless you can...
View ArticleBy: gplenty6
I’ve had the merrick bank card for exactly 7 months now and like they promised if i was never late etc for 6 months they would double my credit line. I started with $700.00 and now my limit is...
View ArticleBy: Darrin
Don’t get too comfortable with this monster. Trust me. Monster will attack you when you’re least expecting it. That’s one of monster’s biggest strengths, surprise attacks. I always pay all my bills and...
View ArticleBy: Darrin
You’re still relatively new. Give them some time. They won’t really mess with newer customers. They gave me almost 3 good years before I began to have problems with them.
View ArticleBy: Darrin
In 10 years time I’m always on time with all my bills. NEVER late. Merrick is a very very bad ruthless bank. Don’t need to take my word for it. Just hang with them for a awhile, you’ll see on your own....
View ArticleBy: Darrin
Unfortunately give it some time. They do that (increase limits when you’re not expecting it). Their unimpressive customer service should only serve as a red flag warning. Give it some more time.
View ArticleBy: Darrin
Finally! Someone with a brain. Or someone who’s not on Merrick’s payroll. If you are one of those positive reviewers paid by Merrick, you’d better rush to “your” bank, before Merrick puts a stop...
View ArticleBy: Darrin
Wait until your credit limit exceeds $2,000. That’s when the real trouble starts. It doesn’t matter if you’re responsible and prompt either. I speak from experience. Never been late in 10 years.
View ArticleBy: Darrin
They often get mad at people when card is only used that way. That’s usually when they begin toying with your rates/terms, and payment status.
View ArticleBy: Darrin
Do yourself a favor and close the account ASAP. Take the sacrifice now before they hurt you further down the road.
View ArticleBy: highb75
Amen to that! I, too, have a Merrick Bank Card. And quite happy to have them! Got from them a way better offer than any OTHER card when I desperately looked for one WITHOUT the high set up fees AND low...
View ArticleBy: Plum1
It’s been a great credit card for me. Yes the interest rate is high, but that’s my fault. Customer service has been tremendous. They are based in the U.S. and are extremely helpful and courteous, much...
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