In 10 years time I’m always on time with all my bills. NEVER late. Merrick is a very very bad ruthless bank. Don’t need to take my word for it. Just hang with them for a awhile, you’ll see on your own. You need not be irresponsible to be swindled by this beast. I give it 2 years or less, you’ll remember this. But hopefully, you’ll learn, the hard way.
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