I’ve got both capitol one & merrick, I’m pleased with both, I started out with bad credit, but if you don’t put a lot on the card, and you pay it off quick, you will get an increase every 6months, and your credit score goes up! I started with capitol one credit limit of $500. it increased to $750. then I got the merrick card and was able to get a limit of $1000. just be smart with the card, pay on time just like you would any of your other bills and there’s no problems!You can’t build credit in a day, but you can do it, there’s not many choices out there if you don’t have good credit, take what they offer, and just be smart about it!
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