It’s been a great credit card for me. Yes the interest rate is high, but that’s my fault. Customer service has been tremendous. They are based in the U.S. and are extremely helpful and courteous, much better than Capital One. I’ve now made 7 payments and I’m being considered for an automatic line increase. If you use this card responsibly and make on time payments, then this card will be a great tool in establishing or rebuilding credit.
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