By: M. Stanley
I am LOL’ing at this. Some people have given some great advice on here about how to use the card. When you have bad credit people take advantage. It is what it is. I just accepted the “No Hidden Fee”...
View ArticleBy: M. Stanley
I think people are completely oblivious debt to limit ratio. You should never charge up the credit card. The increase in credit amount only serves to better your score. YOU SHOULD NOT USE IT!!
View ArticleBy: nick
I got a Merrick Credit card (unsecured) in June of 2014. In August I rented a car from Hertz. I had a guaranteed rate of $219 for the week and had the card for two weeks. I was billed $1007. After...
View ArticleBy: C F in S C
I have read a lot of bad mouthing of Merrick and maybe my time just hasn’t come yet but I too have less than desirable credit when I got my card offer … It was for $1,000. I took them up. That was Jan...
View ArticleBy: JAN
I got a Merrick card several years ago and my interest rate was at 11.45% I have never missed a payment, never been over my credit limit, I pay on time and usually pay more than their minimum required...
View ArticleBy: alvaro saucedo
Sorry but this is the best credit card I ever had, and I also have cap 1 and others
View ArticleBy: 827
GOOD! Merrick Bank helped me to rebuild my credit after the financial turmoil of 2007-08. Until then, I had a Visa from a well-known bank with a $12,000 limit. From 2010 to 2012, all I had was a card...
View ArticleBy: Katie
They are associated with ABC Financial who also have a very poor reputation, especially with multiple gyms across the USA. Avoid them, unless you want to suffer months of harassment, being overcharged...
View ArticleBy: chrissy
I agree!!! I got an unsecured card from Merrick Bank in December 2014 and I’ve been paying more than the minimum payment and on time! Three times including this past Friday, I’ve paid either the...
View ArticleBy: Andrew
I just sent my $200 to merrick bank via western union for a secured card from merrick. I will give you all updates from start to finish as to how it goes. Sent my money on Thursday the 28th of May...
View ArticleBy: tenra
I received a Merrick invitation back in 2006.I never applied for this and had very good credit.The APR was very low,can’t remember how low,but was a good APR. I didn’t believe much in credit cards...
View ArticleBy: ComingBack
I got a Merrick Card with an offer of $1,250 that doubled to $2,500 after a few months. Had no problems using and paying off multiple times. You MUST be aware though of something that caused me a major...
View ArticleBy: Harry Broker
Yes, also me, received a great pre approved Merrick Bank VISA, also with $600.00 limit, and double it, after 7 months of on time payments to $1200. $ 75.00 annual fee, and of course a nice high...
View ArticleBy: Stino
Merrick bank will nickel and dime you to death. I called to report a compromised card. I had an unauthorized charge on another card. Well, I was informed by the customer rep. That I would be charged...
View ArticleBy: robcrazee
Hello 827, sorry to bother u about this but i saw ur post and I also have an unsecured Merrick card that i’ve had for about 6 months and i think i’ve made my 6TH ON-TIME payment.I was wondering WHEN u...
View ArticleBy: Karen Walker
All that glitters isn’t gold. I am very disappointed in Merrick Bank. As a loyal customer for some time, I consistently paid my entire bill on time each month. I was surprised to see my credit limit...
View ArticleBy: Disappointed
I agree that Merrick Bank is the worst credit card you can get by invitation. Yes, they will nickel and dime you to death and they don’t seem to want to establish a long-term relationship with you as...
View ArticleBy: The Detroit A.I.
My experience with Merrick has been very good, but from what I’ve read here, I think that there are two keys to having a mutually beneficial relationship with this bank. 1) Set up an autopay for the...
View ArticleBy: Kristi
I applied to Merrick Bank from their invitation. I was approved with a $1,000 limit. With regular, on-time payments my credit scores have vastly improved from 530 to 750 with a FICA of over 750. My...
View Article