Helen, I have had a Merrick CC. for a little over a year and I have not had a problem with them. Other than the interest rate being high! I am trying to get my credit straightened up.
You can pull money out of the ATM, but you do have to pay a fee off of the money pulled. If possible I wouldn’t recommend doing that. The rates are high enough as it is, with having to pay even more to pull cash and then pay even more for cash. I was going to suggest going to the bank and go to the teller but I believe it would show up as a cash withdrawal as well.
They have increased my credit limit 2x’s since I have had the card. Like I said, I haven’t had a problem with it. Their are better cards to get if you have better credit and I would suggest you go that route.
Barclay…. I would suggest that one before getting this. I was recommended this one as it helps re-build credit quicker.
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By: Sandy
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