By: LADYMAEMOORE
Merrick has been good to me for about 6 months now. No fees $1,500 to begin with and yes I had a Bankruptcy in 2011, I have about 2 Capitals, 2 Barclays, Discover, couple of store cards, etc. All have...
View ArticleBy: Jeff Hobbs
Jennifer, I’m so glad that I decided to look into Merrick Bank’s business dealings. It’s comments like yours that leave me with only one conclusion…AVOID MERRICK BANK’S credit card offers at all costs....
View ArticleBy: Carol
Do not open an account with this bank. Just like larger banking institutions they rip-off consumers. I just lost my Merrick Bank card due to no fault of my own. As I had an emergency in a community car...
View ArticleBy: JC
Completely agree with every word of this, Matt. I got the card for the exact same reason and pay in full well in advance every month. My only concern now after reading a few of these posts is them...
View ArticleBy: David Bonyeau
Well, I got online just now to accept an offer from Merrick, but after reading the reviews, I have decided not to. It seems the recurring message is that they are great, for a short period of time, but...
View ArticleBy: Mark Raffety
I can’t believe that after reading all the bad reviews, I went ahead and signed up for a credit card from these people. I have three other cards, but I am trying to get my credit in better shape. I...
View ArticleBy: HELEN
Just received the Merrick card. Don’t know exactly how it works. Do you have to keep a certain amount of money in your checking account and can you make your payments using their own card. Are your...
View ArticleBy: Andrew
Haven’t had a problem with this company or First Progress, so far so good. With a combined balance owed of $0.00 dollars I plan to raise the limits on all of my cards soon. Paid off the annual fee as...
View ArticleBy: Charlie
I wouldn’t get one of their cards but you losing your card is your fault.lol… You are also reckless with your credit card if you lay it in your lap and forget. But anyhow, I wouldn’t get this card for...
View ArticleBy: Bill M.
I just got an offer from Merrick Bank for a $1000 pre-approved credit card that looks pretty good: No annual fee No account set up fee No monthly service fee No penalty rates No over limit fee But when...
View ArticleBy: Jimmy
Thumbs up to your post David Bonyeau. I was a former credit card customer of Merrick Bank (over 5 yrs ago)and I’m receiving occasional offers from them. I was tempted to accept, but like you, the...
View ArticleBy: Sandy
Helen, I have had a Merrick CC. for a little over a year and I have not had a problem with them. Other than the interest rate being high! I am trying to get my credit straightened up. You can pull...
View ArticleBy: Sandy
Mark, WOW, I am so sorry to hear that! I have not had a problem at all with Merrick bank…. well maybe I should say as of yet! I pay online every single month pulling it from my bank and have never had...
View ArticleBy: ida trier
I have been with merrickbank for over 10 years, never missed a payment never been late. Paid off balance several times… when I asked for the interest rate to be lowered because my credit score had...
View ArticleBy: dee
My experience with Merrick is that they will work with you. They are good for someone who is trying establish credit, but if you want a lower interest rate or more features you will have to try another...
View ArticleBy: Sandy
Richard, I also went bankrupt in 2010. I had 20 credit cards some with very high limits, even tho I always paid on time and more than the minimum limit, the card companies started to raise my interest...
View ArticleBy: Melissa
Wise thoughts, Sandy. It’s easy to say how you’ll handle your bills while things are going great, but life throws curve balls sometimes. Best of luck to you and your family and you’ll be in my prayers.
View ArticleBy: TinaBna
Absolutely agree! I was a loyal customer and very satisfied with Merrick for several years. Until I had an issue. An unscrupulous merchant charged my Merrick card for goods and services never...
View ArticleBy: Keith
I’m a mortgage loan originator. Please regard these comments simply as my own observations and not an attempt to render credit advice. In my opinion Merrick Bank, Capitol One and other companies that...
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