Mark, WOW, I am so sorry to hear that! I have not had a problem at all with Merrick bank…. well maybe I should say as of yet!
I pay online every single month pulling it from my bank and have never had a problem… Wow..
I used to have people tell me how they were treated by people because they had bad credit or they had been in trouble. I am the type of person that never holds the past against someone! I take them for how they are with me! WELL, I found out exactly what they meant when I was forced to file bankruptcy when I was Medically retired from the military after 21 years. I mean when you go from $48,000.00 down to $15,000.00 It makes a huge difference in whether you eat or if you have electricity etc. I had never had bad credit before!!!
All the sudden I am treated like dirt! Couldn’t get a break if I had fallen out of a tree. It truly was eye opening!! To say the least!
What Andrew said is totally true! If at all possible, course some folks have to live on CC’s if one or both have lost jobs…. you do what you have to do to survive…. Keep food on the table for your children.
I wish you all luck! in your CC. hunting. I would just look over all that is out their and make the best choice as it comes to you and your family.