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By: kris

how did you get them to remove the fee? who did you contact…been trying to get the $3 monthly fee removed for a while with no luck…..perfect history for 4 years with steady CLI

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By: chuck

I am a former Merrick Bank cardholder. (actually Merrick is not really a bank, they deal in credit cards only) I cut up my card just today (7-29-2013)after I called them and told them they could stick...

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By: chuck

makes no difference. bad credit or fair credit we are still human beings. we need to be respected like everyone else. a lot of people got into credit problems because of situations that happened to...

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By: chuck

hooray for you. you did exactly the right thing. Merrick bank (its not even a bank) is the most corrupt organization in the U.S. they will get their cumupence sooner or later.

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By: T. Lawson

I have been a Merrick Bank cardholder for two years. By no ones fault but my own, I did not realize that although when I received the card I had no annual fee, an annual fee would be added the...

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By: KEVIN WILLIS

Probably the worst Credit Card Company I have ever dealt with. I had an issue with a vender giving cash back to someone without my permission . Merrick bank did nothing for me . I had to go to small...

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By: Diana

While I have not used my card yet, the reviews I’m seeing are just people making mistakes with their cards. Keep in mind this card is to help rebuild/establish credit. Use it wisely for only that...

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By: Diana

no common sense. all these bad reviews are ppl over charging and not paying on time mostly.

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By: Nita

Chuck, I just received my “invitation” to get a Merrick Bank Visa card yesterday. Before signing up to receive the card I thought that I would check out Merrick Bank before making any decisions. I am...

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By: Nita

Thank you, Allison, you just helped me make up my mind. NO! I too did research on Merrick and then decided to read some reviews. I think by not getting involved with Merrick I have saved myself some...

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By: beachluvr

Matt, this is a great, honest, helpful review. Thank you.

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By: Shasha

Cap One is one of the worst credit card companies as far as CSR’s go. I do believe that they outsource to India, at least that has been my experience.

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By: Shasha

That is what the Fair Credit Reporting Act is for. If you feel as if you are being “snookered” then you need to report it to the FTC. There are rules and regulations for credit card companies to follow...

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By: Bells221

This is a good card to re-establish credit; however, they have the worse service I have ever seen. First and foremost, good luck getting anyone on the line. Second once you do get someone eon the line...

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By: Lboogie

Love it!!!!!!

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By: Steve

Never had a problem unsecured card via Merrick. was sent a preapproved offer prior to my chapter 7 bankruptcy and have had credit limit increases. good card. have had every card under the sun and they...

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By: Steve

Amex after merrick doubt it why would you have a 1400 cl but then get a Amex ? Lol

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By: Steve

Merrick is a decent unsecured card. cap one with a 5000 limit and I get charged 75 annual fee after 7 years?!? And us airways a 79 annual fee but get companion tickets. my interest rate with merrick is...

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By: Steve

Have had since December and no problems use it every week and pay off next day good luck don’t worry. You only need one major cc and a store card. One small installment loan from A credit union...

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By: joyce

I totally agree Plum1. It’s been great for me too. No problems with anything.

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