By: Joe
I just cancelled my Merrick Bank credit card. After several years with a zero balance they still refuse to lower my rate. It is currently 29%. I told them I would never use the card while the rate is...
View ArticleBy: Jennifer G
This is a response to a survey that Merrick bank sent me today. I would like to state that I do not need to rebuild my credit. I have good credit, therefore I will not tolerate bad behavior from them....
View ArticleBy: Mikee
Have been with merrick bank for the past 5 months now. So far so good. Made all my payments on time and in full. Will see how it goes as time goes. Approval was easy responding to their pre approval...
View ArticleBy: Michelle
I don’t know what Merrick Bank the rest of you are dealing with but it’s certainly not the same Merrick I have. My Merrick always posts payments within 48 hours (but usually within 24) when made...
View ArticleBy: Eric
If you have good credit why would you have a credit card that is focused to people with bad credit? Not too smart.
View ArticleBy: 31monkeys
Not for one second do I believe this comment. Your credit report will NOT show anything that isn’t at least 30 days late. If you’ll pay your bills on time you won’t get upset with your credit card...
View ArticleBy: James B
I am basically using this card to rebuild my credit. My limit is $550 and I pay my balance every month on time. It’s been about 4 month sine I’ve had this card without any issues. My advice would be...
View ArticleBy: Brenda
I have been with Merrick Bank since they bought out my former credit card holder about 4 years ago. My experience with their website and with their customer service has always been positive. I have on...
View ArticleBy: Richard Ell
I went bankrupt in 2010, due to loss of job and extended serious illness (hospital stay, etc.). After a spotless credit history of 36 years, I found myself with NO ability to get a credit card. About a...
View ArticleBy: dennis piccirilli
I am so glad Merrick Bank has given me this opportunity to improve my credit and help me pay off some medical bills.
View ArticleBy: DELTA SKYMILES AMEX
I’ve had my Merrick card for about 8yrs now. I filed a chapter 7 due to debt I found for myself while working on my BA. I started with about 500 I think, and now its at 3300.00. I did have a new fee...
View ArticleBy: arealdad
Yep, their site flipped out and screwed up my payment to which they happily charged me a returned check fee and when I described what I was seeing online, the CSR told me the correct information then...
View ArticleBy: Matt
same story as most on here for me, insert boo hoo story here followed by bankruptcy. I have all the usual suspects Capital One, Orchard Bank, and Merrick Bank. Out of the 3 Merrick Bank has by far been...
View ArticleBy: adam brunt
The reviews on here have been helpful. I feel like this card is used to build credit and not to carry a balance which is what a lot of other people are saying. Luckily they offered me no annual or...
View ArticleBy: Scott
Matt, great review and I totally agree!!!! I am in the same boat and own some of the same cards. The key as you said is to pay off the balance each month and who cares what the interest rate is. These...
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